MOLINE, Ill. — Moline homeowners who've been wanting to make some improvements to their homes may have a golden ticket to get their wish.
The Homeowner Assistance Fund Home Repair Program (HAFHR) will provide funding from the American Rescue Plan Act to Moline residents looking to repair their homes after facing pandemic-related financial challenges or housing insecurity. The City of Moline received a $1 million grant from the Illinois Housing Development Authority to start the program.
“This grant provides an opportunity for Moline to reinvest in our existing aging housing stock, maintain healthy and safe housing as we continue to revitalize our neighborhoods. Moline was one of 16 applications awarded from a pool of 60 submittals. This $1 million award enhances the community revitalization road map Moline is creating," Moline Community Development Manager KJ Whitley said.
The waiting list goes live on Thursday, Jan. 18 at 9 a.m. and can be found here. Only 20 slots are available, although Moline officials said more slots could be opened if they receive additional funding to expand the program. Household income must be less than 150% of the city's area median income, which is $132,600 for a family of four. You can find out whether or not your home meets the rest of the eligibility standards below.
Eligible Households
- Financial hardship after Jan. 21, 2020, related to the COVID-19 pandemic (i.e. loss of job, reduced hours, business employment loss, etc.) Applicants will be required to execute an IHDA program attestation form.
- Household has income less than or equal to 150% of the area median income.
- Own and occupy the property as the primary residence.
- Be current on mortgage payments or not have a mortgage payment.
- Homeowners who received HAF housing assistance are eligible to apply.
Eligible Properties
- Single-family home including Accessory Dwelling Unit (ADU): a small residence that shares a single-family lot with a larger, primary dwelling
- 2-to-4-unit residential building where the owner lives in one unit (common areas and owner-occupied units are eligible)
- Manufactured home on a permanent foundation
- In all of the above, the homeowner owns the land, and the property is taxed as real estate.
- Condominium or Cooperative Units
Ineligible Properties
- No reverse mortgages
- No investment properties
- No properties with a home equity line of credit
- No ownership in trust or under a contract-for-deed
- No properties primarily used for business (more than 50% of the floor space is used for business)
Eligible Project Costs
- The per-unit construction cost limit is $60,000. Not all applicants will utilize the maximum dollar amount.
- Examples include but are not limited to the following:
- Addressing health, safety and code violations
- Roofing, soffit/fascia/gutters, drainage and runoff management
- Mechanical, electrical and plumbing systems
- Foundations, existing decks and existing porches
- Modifications and improvements for accessibility
- Environmental modification and improvements
- Other vital and necessary repairs specific to the home’s needs
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