Davenport’s 5% collection of unpaid red light camera tickets is ‘pretty good’

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The red light amnesty program that was introduced on June 3, 2014 ended August 4, 2014.

Read More: Davenport offers last chance with overdue red light/speed camera tickets.

The City of Davenport offered the program to create an incentive for people with overdue red light/speed camera tickets to pay their fines. People could pay their $65 ticket without having to pay any additional late fees added onto it.

Notices were sent in the mail to people with overdue, unpaid tickets.

The city's finance director, Brandon Wright, said out of the 28,000 people they sent notices to, only about 1,500 actually paid their overdue fines.

Wright said even though that's only about a 5 percent return rate, it's still better than nothing.

"If you go to a collection agency and ask them how they are on their collection accounts, you'll find it's nowhere near 5 percent.  A typical collection for a collection agency is in the 2 percent range during a kind of typical month. So five percent is actually pretty good," said Brandon Wright, Finance Director for the city of Davenport.

"We have about $2.5 to $3 million of outstanding amounts," said Wright. "We've collected about 100,000 dollars of those outstanding amounts."

All the money generated from the red light/speed camera tickets goes towards the police general fund.

Starting August 5, 2014 a $25 fine will be added to all overdue, unpaid red light camera tickets and a notice will be sent to the state of Iowa to hold the vehicle registration.

1 Comment

  • Brian Ceccarelli

    Regardless of peoples’ paying rate, stealing money from all those vehicle owners by exploiting traffic engineering failures is called entrapment.

    As for handing payments over to the collection agency, and that collection agency hits the person’s credit record, that action violations the Federal Fair Credit Reporting Act. A civil fine is not a debt. In order for a debt to be “debt”, one of these things must be true:

    1 There must be an agreement between the service provider and the recipient of those services. For example, a person signs a contract with Visa agreeing to pay Visa for purchases. The person buys a product, he is thus in “debt”: by agreement.
    2. In a civil or criminal ruling, a judge decides the obligations of the parties involved.

    A red light camera fine meets neither requirement, It is illegal for it to hit one’s credit records. This does not stop the red light cameras companies like ACS from doing it. I know of people who never even received a red light camera ticket, yet who have gone to the bank for a house loan, and found that ACS can hit their credit record. You see, the red light camera company sends the tickets by US mail. The company does not know whether the intended recipient actually received it. People go on vacations. People move. Junk mail gets through out. Suspicious mail from private companies demanding money get thrown out. This happens all the time.

    A call to Transunion removes the blemish. By law, Transunion cannot report a debt from the likes of ACS because bby federal definition, it is not a debt.

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